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Mortgages with Steve Beecroft

The best choice for your mortgage needs.


Professional, Reliable and Caring service.

Proud To Be Part of Canada’s Award Winning Leading Mortgage Brokerage, 8Twelve Mortgage

About Mortgages with Steve


Stephen Beecroft

Mortgage Agent Level 2

License # M21001810

Internal Team Lead

8Twelve Mortgage Co

55 Renfrew Dr. Markham,

Suite 201, ON L3R 8H3

Brokerage License # 13072


65+

Lenders I have direct access to in order to get you the best products and terms to suit your unique situation and needs.

500

(and growing)

The number of Agents on our Canada-wide Team. If I can't make your deal work, one of them can, guaranteed.

Experience You

Can Count On

I’ve been helping people understand their mortgage options for a few years and the most common thing I hear is: “I wish someone had just explained this to me sooner.”

That’s what I do. I walk you through the process in a way that’s clear, practical, and based on what actually benefits you, not just the lender.


I work with first-time buyers, homeowners looking to renew or refinance, self-employed clients, investors, and anyone who wants to use their mortgage as a financial tool instead of just another bill. I’ll show you the options, explain how each one affects your monthly payments and long-term equity, and help you choose the strategy that fits your life and goals.

My approach is simple:

  • Be Direct.
  • Do the Math.
  • Make sure you understand every step before making a decision.

I’m not here to push products or give quick rate quotes. I’m here to help you feel confident and supported from the first conversation, to the day you get the keys (and beyond).


Services

First Time Home Buyers

Clear guidance from pre-qualification to keys in hand. I help you understand your numbers, options, and next steps with confidence.

Refinances

Restructure your mortgage to reduce interest, access equity, or consolidate debt. I help you choose the option that strengthens your overall financial position.

Switch / Port

Move your mortgage to a better rate or bring it with you when you buy. I handle the details to keep the process smooth and cost-effective.

Reverse Mortgages

Unlock home equity without selling. I help you understand costs, benefits, and how it can support retirement stability.

Commercial Mortgages

Financing for income properties and business growth. I structure lending that supports your cash flow and long-term plans.

Business for Self

Flexible mortgage options for entrepreneurs! I help present your income clearly so lenders see the full picture, not just your tax docs .

Frequently Asked

Questions.

How long does a remodeling project typically take?

The cost of a remodeling project can vary significantly based on factors like the scope, materials used, and design choices. We offer personalized consultations to understand your vision and provide an accurate cost estimate tailored to your specific project requirements.

How much does a remodeling project cost?

The cost of a remodeling project can vary significantly based on factors like the scope, materials used, and design choices. We offer personalized consultations to understand your vision and provide an accurate cost estimate tailored to your specific project requirements.

Do you handle obtaining permits for remodeling projects?

The cost of a remodeling project can vary significantly based on factors like the scope, materials used, and design choices. We offer personalized consultations to understand your vision and provide an accurate cost estimate tailored to your specific project requirements.

Will I have a dedicated project manager throughout the remodeling process?

The cost of a remodeling project can vary significantly based on factors like the scope, materials used, and design choices. We offer personalized consultations to understand your vision and provide an accurate cost estimate tailored to your specific project requirements.

Can I make changes to the design or scope of the project once it has started?

The cost of a remodeling project can vary significantly based on factors like the scope, materials used, and design choices. We offer personalized consultations to understand your vision and provide an accurate cost estimate tailored to your specific project requirements.

Do you offer warranties for your remodeling work?

The cost of a remodeling project can vary significantly based on factors like the scope, materials used, and design choices. We offer personalized consultations to understand your vision and provide an accurate cost estimate tailored to your specific project requirements.

Mortgages with Steve Beecroft!

Ready to Experience the Best in Mortgage Services?

It only takes a few minutes to get started!

(123) 456-7890

office@office.com

123 Main Street, London, UK

Send me a Message

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